Others activity sectors - Business insurance - PMT ROY

We work with companies in numerous sectors

Need insurance to protect your company in one of the following sectors?

  • International business
  • Garage
  • Hospitality
  • Municipal
  • Non-profit

Our brokers can meet the specific needs of your sector. Take advantage of our expertise!

International business

The global market represents a wealth of business opportunities, but also additional risks. Whether your company owns foreign assets, or does business with neighbouring countries or with nations on the other side of the globe, you need to insure your investments and protect yourself with coverage tailored to your situation.

Available coverage

  • Insurance that covers your property and your investments (such as your buildings, contents, inventory, and property belonging to third parties)
  • Business interruption and extra expense
  • Cyber risk
  • General civil liability and umbrella
  • Directors’ and officers’ civil liability
  • Extortion and other financial crimes
  • Work accidents and life insurance
  • Accepted papers
  • Understanding the local legal system
  • Claims management under local laws

Garage

If you’re responsible for several vehicles—yours and your customers’—you need to prevent costly unforeseen incidents by making sure you’re protected by the experts.

Types of businesses

We insure auto repair garages, tire centres, specialized shops, car dealerships, car washes, hotels with valet service, gas stations, and many others.

Available coverage

  • Insurance that covers your property and your investments (such as your buildings, contents, inventory, and property belonging to third parties)
  • Business interruption and extra expense
  • Cyber-risque
  • Cyber risk
  • General civil liability and umbrella
  • Workmanship
  • Commercial automobile
  • Garage owner’s vehicle (loaner vehicle)
  • Environmental liability
  • Breakdown of mechanical, electrical or electronic equipment

Hospitality

A business that sees dozens of people walk through the doors every day needs to protect itself against accidents and lawsuits from customers and employees. We protect you so you can do what you do best.

Types of businesses

We insure hotels, motels, inns, cottages, bed and breakfasts, youth hostels, restaurants, bars, caterers, campgrounds, vacation resorts, golf clubs, and many others.

Available coverage

  • Insurance that covers your property and your investments (such as your buildings, contents, inventory, and property belonging to third parties)
  • Business interruption and extra expense
  • Cyber risk
  • General civil liability and umbrella
  • Directors’ and officers’ civil liability
  • Professional civil liability (errors and omissions)
  • Breakdown of mechanical, electrical or electronic equipment
  • Theft and embezzlement
  • Food poisoning

Municipal

It takes real experts to analyze the many risks faced by a municipality. As leaders in municipalities insurance, our qualified brokers would be pleased to find the coverage that’s right for your city.

Types of businesses

We insure municipalities and cities throughout Québec (population 300,000 or less), regional county municipalities (RCM), intermunicipal boards, and many others.

Available coverage

  • Insurance that covers your property and your investments (such as your buildings, contents, inventory, contractor’s equipment, and property belonging to third parties)
  • Business interruption and extra expense
  • Assurance chantiers
  • Cyber risk
  • General civil liability and umbrella
  • Directors’ and officers’ civil liability
  • Professional civil liability (errors and omissions)
  • Environmental liability
  • Coverage of NPOs affiliated with the municipality
  • Commercial automobile
  • Special events

Non-profit

Non-profit organizations sometimes have to contend with complex or limited budgets. So, it’s essential for them to anticipate risks in order to avoid a financial loss that could cripple their operations.

Types of businesses

We insure all local or international organizations or associations in the tourism, cultural or artistic fields, as well as health, education and assistance organizations.

Available coverage

  • Insurance that covers your property and your investments (such as your buildings, contents, inventory, contractor’s equipment, and property belonging to third parties)
  • Business interruption and extra expense
  • Assurance chantiers
  • Cyber risk
  • General civil liability and umbrella
  • Directors’ and officers’ civil liability
  • Tenant insurance
  • Professional civil liability (errors and omissions)
  • Volunteers (additional insureds)
  • Fundraising activities
  • Property temporarily off insured premises